Insurance for Freelancers: Protecting Your Gear on Set

## The Expensive Lesson Most Learn Too Late A ₹8 lakh camera falling off a trolley. A sound kit stolen during lunch. These things happen more often than people admit. ### What you should actually insure - Your personal equipment (camera, sound, lighting, etc.) - Public liability (if your gear damages someone else’s property) - Personal accident coverage for high-risk shoots ### Practical first step Start with a basic equipment insurance policy. It’s cheaper than most people expect and can save you from financial ruin. The most professional freelancers on Rosterwoods carry proper insurance. It signals that you take your work seriously. Don’t wait until you lose everything to get coverage.